Customized Retirement Planning Services

Wealth Management

You have worked hard to save for your future and grow wealth. This is your accumulation phase. Most clients are concerned about preserving and protecting their wealth, justifiably so. No matter what phase you are in, I can help you get the most efficiency out of your nest egg so that it is there when you need it the most—in retirement.

Retirement Planning

Retirement income planning can seem complicated and erratic. If you are seeking a calm, steady, and consistent return without the market’s ups and downs, then a fixed-index annuity with low fees might be a strategy for you to consider. It can create a guaranteed income stream* in retirement to supplement Social Security, a defined benefit pension, and other additional sources of income that you and your spouse can never outlive.

*Annuities contain limitations including withdrawal charges, fees and a market value adjustment which may affect contract values.

Annuities are products of the insurance industry; guarantees are backed by the claims-paying ability of the issuing company. Guaranteed lifetime income available through annuitization or the purchase of an optional lifetime income rider, a benefit for which an annual premium is charged.

Tax-Minimization Strategies

Taxes will always be a part of life. However, I can review your assets and see if there are tax reduction strategies we may apply to your situation. Every dollar saved from the IRS today can work for you tomorrow in retirement. I also know that most people do not want to share their retirement income or legacy with Uncle Sam. While we cannot get rid of taxes, we can explore strategies to possibly mitigate your tax burden. 

America’s Retirement Group do not offer tax advice. Please consult a tax professional.

Investment Management

Accumulating and preserving assets is essential to an overall financial plan. If you are tired of the ups and downs of the market, I can assess your situation to help ensure your portfolio is diversified and matches your risk tolerance. I can also review your accounts to make sure they are working together in the short-term, long-term, and tax-wise to support your goals. I believe I excel at managing the big picture and the details, so you do not have to.

Legacy Planning

Protecting, preserving, and passing along your estate is vital to your overall financial well-being. I work to help make certain you have a plan to protect your assets, reduce taxes, and pass along more wealth to heirs or a favorite charity or causes. It is always better to address legacy wishes today while time is on your side rather than waiting until it is too late.

Insurance Strategies

When we look to the future, we all hope to live long and healthy lives. Unfortunately, life has its mishaps with accidents and illnesses. Life insurance is necessary to ensure that your spouse and family are financially provided for as they adjust to the tragedy of losing a loved one. Long-term care insurance ensures you have adequate support if you need help with activities of daily living and health care tasks. This provides the financial wherewithal for care should the need arise and removes responsibility from your loved ones.